Smart Saving & Wealth Building

Comprehensive training focused on creating consistent saving habits, emergency funds, and simple investment practices for long-term financial stability.

Our Services

Comprehensive financial education to build your wealth foundation

Person tracking savings in a journal

Saving Habits Workshop

Our flagship workshop focuses on developing consistent saving habits that stick. We'll work with you to identify spending patterns, establish realistic saving goals, and implement practical strategies to automate your savings. This hands-on workshop includes personalized budget creation, expense tracking systems, and accountability structures to ensure long-term success.

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Secure emergency fund planning

Emergency Fund Building

Financial emergencies can derail even the best wealth-building plans. Our emergency fund building program teaches you how to create a robust financial safety net tailored to your unique circumstances. We'll guide you through determining the optimal emergency fund size, selecting the right savings vehicles, and developing a step-by-step plan to fund your safety net while still making progress toward other financial goals.

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Investment portfolio review session

Investment Basics Course

Start your investment journey with confidence through our accessible investment basics course. Designed specifically for beginners, this comprehensive program demystifies investment concepts and provides a solid foundation for long-term wealth building. Learn about different asset classes, risk assessment, market fundamentals, and how to create a diversified portfolio aligned with your financial goals and risk tolerance.

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One-on-one financial coaching session

Personal Financial Coaching

Our one-on-one financial coaching provides personalized guidance to help you overcome specific financial challenges and accelerate your wealth-building journey. Working with an experienced coach, you'll receive tailored advice, customized strategies, and consistent accountability. Each session builds upon your progress, addressing obstacles, celebrating wins, and continually refining your financial plan to ensure you stay on track toward your long-term goals.

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Program Features

What makes our wealth building approach unique

Personalized financial planning session

Personalized Approach

Our programs are tailored to your unique financial situation, goals, and challenges. We recognize that wealth building is not one-size-fits-all, so we craft individualized strategies that align with your personal circumstances, income level, and cultural context. This personalized approach ensures that the financial habits you develop will be sustainable and effective for your specific life situation.

Digital and physical financial tools

Practical Tools & Resources

We provide a comprehensive toolkit of practical resources that make financial management accessible and straightforward. From customizable budgeting templates to savings trackers, investment comparison tools, and emergency fund calculators, our resources are designed to simplify complex financial concepts. These tools empower you to take immediate action and see tangible results from implementing the strategies you learn.

Community wealth building discussion group

Community Support

Building wealth is more effective when you're not doing it alone. Our programs include access to a supportive community of like-minded individuals on similar financial journeys. Through regular meetups, online forums, and accountability partnerships, you'll gain encouragement, share experiences, and learn from others who understand your challenges. This community aspect dramatically increases your likelihood of maintaining positive financial habits long-term.

Step-by-step financial education process

Progressive Learning Path

Our curriculum follows a carefully designed progressive learning path that builds skills methodically from foundational to advanced. We start with mastering basic saving habits, then move to emergency fund establishment, followed by introductory investment concepts, and finally to more sophisticated wealth-building strategies. This structured approach ensures you develop a solid foundation before moving to more complex financial strategies.

Our History

Founded in 2015 by a team of financial educators and community leaders in Kumasi, Saveloysucd emerged from a recognized need for accessible financial education in Ghana. What began as informal community workshops has grown into a comprehensive training organization that has empowered thousands of individuals to take control of their financial futures.

Over the years, we've refined our approach to address the specific financial challenges faced by our community. Our founder, Emmanuel Owusu, a former bank executive, identified that many traditional financial education programs failed to account for local economic realities and cultural contexts. He assembled a team of experts who shared his vision for culturally-relevant financial education that bridges theoretical knowledge with practical application.

Since our inception, we've expanded from basic savings workshops to a full suite of financial education programs. We're particularly proud of our impact during Ghana's economic fluctuations, where our emergency fund graduates reported significantly lower financial stress and greater stability than their peers. Today, we continue to evolve our curriculum based on community feedback and changing economic conditions.

Saveloysucd founders and early workshops

Valuable Resources

Additional tools to enhance your financial journey

Ghana Investment Promotion Centre

Learn about investment opportunities and economic policies in Ghana to make informed decisions.

Explore Resource

Bank of Ghana Financial Literacy

Access official financial education resources provided by Ghana's central bank.

Explore Resource

Financial Calculators

Use these free calculators to plan your savings goals and track investment growth.

Explore Resource

Global Financial Literacy Excellence Center

Research-based financial education resources applicable worldwide.

Explore Resource

Upcoming Events

Join us for these valuable learning opportunities

15 JUN

Saving Habits Workshop

10:00 AM - 1:00 PM Saveloysucd Training Center, Kumasi

This foundational workshop introduces our core saving principles and helps participants establish personalized saving systems. You'll leave with a concrete plan to automate your savings and track your progress effectively.

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22 JUN

Emergency Fund Masterclass

2:00 PM - 5:00 PM Virtual Event (Zoom)

Learn how to build and maintain an appropriate emergency fund tailored to your specific needs. This interactive session covers fund sizing, appropriate savings vehicles, and strategies to accelerate your emergency fund growth.

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08 JUL

Introduction to Investing

9:00 AM - 4:00 PM Saveloysucd Training Center, Kumasi

This comprehensive day-long workshop demystifies investment concepts for beginners. Learn about various investment options available in Ghana, understand risk assessment, and develop your first basic investment plan with expert guidance.

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20 JUL

Financial Independence Panel Discussion

6:00 PM - 8:00 PM Golden Tulip Hotel, Kumasi

Join our panel of successful financial independence achievers as they share their journeys, strategies, and lessons learned. This inspiring evening includes networking opportunities with like-minded wealth builders.

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Financial Insights

Knowledge that empowers your financial decisions

Effective savings strategies visualization

5 Proven Strategies to Increase Your Savings Rate

Struggling to save consistently? This comprehensive guide explores practical techniques to boost your savings rate without drastically changing your lifestyle. We examine the psychology behind successful saving habits and provide actionable steps to overcome common obstacles. Learn how small adjustments to your daily routines can compound into significant financial progress over time.

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Emergency fund preparation visualization

Building Your Emergency Fund in an Unpredictable Economy

Economic uncertainty makes emergency funds more crucial than ever. This article provides a framework for establishing and maintaining an appropriate emergency fund during challenging economic periods. We explore optimal fund sizes for different life situations, the best places to keep your emergency savings, and strategies to build your fund quickly while balancing other financial priorities.

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Investment basics illustration

Investment Basics: Starting Your Journey with Confidence

The world of investing doesn't have to be intimidating. This beginner-friendly guide breaks down essential investment concepts into accessible terms. We cover the fundamentals of different asset classes, explain how to assess your risk tolerance, and provide a step-by-step approach to making your first investments. Includes specific advice for navigating investment options available in Ghana.

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01

Automate Your Savings

Set up automatic transfers to your savings account on payday. When money is moved before you see it, you're less likely to spend it. Most Ghanaian banks offer standing order services at no extra cost.

02

Use the 50/30/20 Rule

Allocate 50% of your income to needs, 30% to wants, and 20% to savings and debt repayment. This simple framework provides balance while ensuring progress toward financial goals.

03

Start With a Small Emergency Fund

Before focusing on investments, build a small emergency fund of 1-2 months' expenses. This provides essential protection while you develop more sophisticated financial strategies.

04

Review Expenses Monthly

Schedule a monthly financial review to track spending, identify patterns, and make adjustments. Just 30 minutes of review can save thousands over time.

05

Diversify Income Sources

Developing multiple income streams provides financial stability and accelerates wealth building. Consider skills-based side hustles that complement your primary career.

06

Invest in Financial Education

Allocate time and resources to improving your financial knowledge. The return on investment for financial education is among the highest you can achieve.

Portrait of Kofi Mensah

Kofi Mensah

"Before joining Saveloysucd's programs, I lived paycheck to paycheck despite a steady teaching salary. The Saving Habits Workshop transformed my approach to money. Within 18 months, I built a six-month emergency fund and started investing in a retirement account. The structured approach and community support made all the difference in maintaining consistency."

Portrait of Ama Darko

Ama Darko

"As an entrepreneur with irregular income, I struggled to implement traditional saving advice. Saveloysucd's personalized coaching helped me develop a flexible system that accommodated my variable earnings. Their emergency fund strategies proved invaluable when my business faced unexpected challenges during the pandemic. I've now expanded my shop and hired two employees."

Portrait of Daniel and Grace Osei

Daniel & Grace Osei

"We attended Saveloysucd's workshops as newlyweds with significant student debt and dreams of homeownership. The practical strategies we learned helped us eliminate our debt within three years while simultaneously building our home deposit fund. We recently purchased our first home and have already started education funds for our children."

Recognition & Accolades

Our commitment to financial education excellence

Financial Educator of the Year Award

Financial Educator of the Year

Awarded by the Ghana Financial Education Network in recognition of our innovative curriculum and measurable impact on participants' financial behaviors.

2022

Community Impact Award

Community Impact Award

Recognized by the Kumasi Chamber of Commerce for our commitment to improving financial literacy and economic stability in local communities.

2021

Financial Inclusion Excellence

Financial Inclusion Excellence

Honored by the Bank of Ghana for our work in making financial education accessible to underserved communities throughout the Ashanti Region.

2020

Contact Us

Start your wealth building journey today

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Our Location

12 Adum Road
Kumasi, Ghana

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Phone

+233 32 202 7749

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Business Hours

Monday-Friday: 8:00 AM - 5:00 PM
Saturday: 9:00 AM - 1:00 PM

Saveloysucd office location in Kumasi, Ghana